High Earner's Cover enables an employer to provide increased life and income protection cover for senior employees who would otherwise be restricted by the Earnings Cap (currently £112,800).

Summary:
This enables employers to provide additional life cover for high earning employees under individual policies. The amount of extra cover can be fixed or a multiple of the employees' salary above the Earnings Cap. Benefits are paid as a cash sum.

This additional cover normally requires underwriting specific to the employee, which may be as simple as completing a brief health questionaire